Website: benewcurrency.co.za

1. Acceptance of Terms

By accessing or using benewcurrency.co.za, you agree to be bound by these Terms and Conditions. If you do not agree, please refrain from using this website or engaging with any services offered by benewcurrency.

2. Ownership and Legal Entity

This website and all associated services are legally owned and operated by benewcurrency (Pty) Ltd, a registered South African company specializing in ethics coaching, emotional intelligence development, and refined self-presentation.

3. Services Offered

benewcurrency provides coaching, training, and educational resources focused on:

• Ethical refinement and personal integrity
• Emotional intelligence and interpersonal awareness
• Etiquette, presence, and self-presentation

All services are designed for personal development and are not intended to replace professional psychological, medical, or legal advice.

4. Intellectual Property

All content, branding, course materials, and digital assets on benewcurrency.co.za—including text, graphics, logos, videos, and downloadable resources—are the exclusive intellectual property of benewcurrency. Unauthorized reproduction, distribution, or modification is strictly prohibited.

5. User Conduct

Users agree to:

• Use the website and services lawfully and respectfully
• Refrain from uploading malicious code or engaging in disruptive behavior
• Not impersonate others or misrepresent their identity

benewcurrency reserves the right to suspend or terminate access for any user who violates these terms.

6. Payment and Refunds

All payments for coaching services, courses, or digital products are processed securely. Refunds are granted at the sole discretion of benewcurrency and may be subject to administrative fees or conditions outlined at the time of purchase.

7. Limitation of Liability

benewcurrency shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of its website or services. Coaching outcomes are influenced by individual commitment and context, and no guarantees are made regarding specific results.

8. Privacy and Data Protection

All personal data collected is handled in accordance with South Africa’s Protection of Personal Information Act (POPIA). For details, refer to our [Privacy Policy].

9. Amendments

benewcurrency reserves the right to update or modify these Terms and Conditions at any time. Continued use of the website constitutes acceptance of any changes.

10. Governing Law

These Terms and Conditions are governed by the laws of the Republic of South Africa. Any disputes shall be resolved under South African jurisdiction.